Transfer Your Balances Today.

Please read our Application and Solicitation Disclosure before clicking to apply or transfer.

Apply Online >>Balance Transfer >>

Don’t let the post-holiday season put your finances in a tangle. Transfer your high-rate balances to our low-rate CHFCU Mastercard®, and pay your balances down fast.

Perks Include:

  • For the first 9 months* after your initial balance transfer(s), your repayment rate will be 3.99% APR*.
  • After the promotional period, a non-variable rate based on your creditworthiness between 8.50% – 17.50%APR* will apply to any remaining transferred balance(s).
  • No Annual Fee
  • 25-day grace period on transactions
  • Earn Scorecard Rewards points redeemable for merchandise, cash back, and more

*3.99% Promotional Annual Percentage Rate (APR) applies to balance transfers posted between January 1, 2024 through March 31, 2024 and runs for 9-months from your first transfer. An APR between 8.50% and 17.50%, based on your credit, will apply to all other transactions and any transfer amount remaining at the end of the promotional period. Multiple transfers permitted up to your credit limit. Interest begins to accrue on transfers on the next payment date. Minimum credit limit is $1,000. Eligibility is based on credit union membership requirements, proof of income and underwriting standards. Rates current as of 1/1/2024. Contact the credit union for details. Equal Opportunity Lender.



Open a savings account with a minimum deposit of just $5.00 to join Century Heritage Federal Credit Union! Submit an ONLINE MEMBERSHIP REQUEST now!

**Click Here to see if you are eligible for membership