Transfer Your Balances Today.

Please read our Application and Solicitation Disclosure before clicking to apply or transfer.

Apply Online >>Balance Transfer >>

Don’t let the post-holiday season put your finances in a tangle. Transfer your high-rate balances to our low-rate CHFCU Mastercard®, and pay your balances down fast.

Perks Include:

  • For the first 9 months* after your initial balance transfer(s), your repayment rate will be 0.00% APR*.
  • After the promotional period, a non-variable rate based on your creditworthiness between 8.50% – 17.50%APR* will apply to any remaining transferred balance(s).
  • No Annual Fee
  • 25-day grace period on transactions
  • Earn Scorecard Rewards points redeemable for merchandise, cash back, and more

*0.00% Promotional Annual Percentage Rate (APR) applies to balance transfers posted between January 1, 2023 through March 31, 2023 and runs for 9-months from your first transfer. An APR between 8.50% and 17.50%, based on your credit, will apply to all other transactions and any transfer amount remaining at the end of the promotional period. Multiple transfers permitted up to your credit limit. A fee of 3% of the balance per transfer request applies. Interest begins to accrue on transfers on the next payment date. Minimum credit limit is $1,000. Eligibility is based on credit union membership requirements, proof of income and underwriting standards. Rates current as of 1/1/2023. Contact the credit union for details. Equal Opportunity Lender.



Open a savings account with a minimum deposit of just $5.00 to join Century Heritage Federal Credit Union! Submit an ONLINE MEMBERSHIP REQUEST now!

**Click Here to see if you are eligible for membership