BALANCE

BALANCE Financial Fitness Program

At Century Heritage, we care about your financial wellness. That’s why we have partnered with BALANCE, an industry leader in financial education and counseling to help you build a better financial future with free, trusted guidance and resources for all of life’s milestones. BALANCE provides our members with confidential, no-cost financial counseling and education services to help you develop a plan and achieve your financial goals. Whether you’re saving for your child’s education, or trying to get out of debt, BALANCE has financial coaches who are ready to assist you every step of the way.

  • Budgeting for Life Events
  • Managing Debt
  • Credit Report Review
  • Homeownership Counseling
  • Student Loan Counseling

BALANCE also has an online portal that gives you access to interactive modules and tools, plus a resource library of over 300 articles, podcasts and videos.

To use the program, simply call 888-456-2227 or use the BALANCE website.

BALANCE presents…

The BalanceTrack “Back on Track” Summer Sweepstakes

“Back on Track” is back! It’s the annual BalanceTrack Sweepstakes from our partner in financial education, BALANCE. With “Back on Track,” BalanceTrack users can win $500 and/or one of three $100 gift cards!

BalanceTrack is an online resource that helps you boost your financial IQ through education modules. At the end of each module, you test your knowledge by taking a quiz.

Financial education plus a chance to win prizes make the “Back on Track” Sweepstakes a great way to improve your financial health.

Entering “Back on Track” is easy:

  • Visit BalanceTrack online, Here
  • Users must complete at least one BalanceTrack module with a passing grade (multiple entries across different modules are encouraged!)
  • If you complete the special Module of The Month, you’ll be entered into a monthly drawing to win a $100 gift card. Plus, you receive three bonus entries towards the $500 grand prize.
  • Modules of The Month topics:
    • “The World of Credit Reports” (August)
    • “The Psychology of Spending” (September)
    • “Identity Theft” (October)

“Back on Track” runs from August 1 – October 31, 2022.

Hurry, don’t wait! The sooner you start, the more time you’ll have for extra entries.

Good luck!

*Click here for complete contest rules.

 

Attend Monthly Webinars

We’re very excited to announce our free webinars! Whether you’re an employee, member or friend, our webinars are packed with useful info, and are open to everyone. Just make sure to reserve your virtual seat.

Select Sign Up to register and click Show in My Time Zone to view the session time based on your location.

SEPTEMBER – PERSONAL FINANCE FOR COLLEGE STUDENTS

College education is a prime time for young adults to learn about finances and plan for their future. Attendees will learn about credit (how to use it wisely), tools to develop a positive credit history and score, create and manage their own budget, ways to track spending, and options for student loan repayment.

Session 1: Tuesday, September 13, 2022
Time: 1:30pm – 2:30pm EST
Session 2: Thursday, September 22, 2022
Time: 8:30pm – 9:30pm EST
Sign Up

OCTOBER- BREEZING THROUGH THE HOLIDAYS

It may be called “the most wonderful time of the year” but December can also be filled with unwanted debt with holiday spending. Learn budgeting strategies and tactics to avoid that year-end credit card crunch and sidestep debt traps in the future.

Session 1: Tuesday, October 11, 2022
Time: 1:30pm – 2:30pm EST
Session 2: Thursday, October 20, 2022
Time: 8:30pm – 9:30pm EST
Sign Up

NOVEMBER – USING CREDIT CARDS WISELY

A credit card can be a valuable financial tool. However, before racking up big charges on multiple cards, participants should learn smart ways to handle their credit cards and take a disciplined approach.

Session 1: November 8, 2022
Time: 1:30pm – 2:30pm EST
Session 2: Thursday, November 17, 2022
Time: 8:30pm – 9:30pm EST
Sign Up