BALANCE

BALANCE Financial Fitness Program

At Century Heritage, we care about your financial wellness. That’s why we have partnered with BALANCE, an industry leader in financial education and counseling to help you build a better financial future with free, trusted guidance and resources for all of life’s milestones. BALANCE provides our members with confidential, no-cost financial counseling and education services to help you develop a plan and achieve your financial goals. Whether you’re saving for your child’s education, or trying to get out of debt, BALANCE has financial coaches who are ready to assist you every step of the way.

  • Budgeting for Life Events
  • Managing Debt
  • Credit Report Review
  • Homeownership Counseling
  • Student Loan Counseling

BALANCE also has an online portal that gives you access to interactive modules and tools, plus a resource library of over 300 articles, podcasts and videos.

To use the program, simply call 888-456-2227 or use the BALANCE website.

 

Attend Monthly Webinars

We’re very excited to announce our free webinars for February, March, and April! Whether you’re an employee, member or friend, our webinars are packed with useful info, and are open to everyone. Just make sure to reserve your virtual seat.

Select Sign Up to register and click Show in My Time Zone to view the session time based on your location.

FEBRUARY — Your Credit Score

One of the most important numbers consumers have is their credit score: it affects the ability to purchase a home, buy
a car, get a credit card, and other financial decisions—but it can also hinder them. This workshop reviews types of
credit scoring models currently used including FICO, Vantage, non traditional, and bankruptcy risk. Participants will
understand why these mathematical assessments were developed and how they can use them to their advantage.

Session 1: Tuesday, February 5, 2019
Time: 1:30pm – 2:30pm EST
Session 2: Thursday, February 21, 2019
Time: 8:30pm – 9:30pm EST
Sign Up

MARCH — Rebuilding After a Financial Crisis

A job loss, a medical crisis, or other hardship can send a normal financial situation into a tailspin. Participants will
learn how to get their finances back on track, including budgeting, repaying debt, rebuilding credit, establishing
emergency savings, and replenishing retirement savings.

Session 1: Tuesday, March 5, 2019
Time: 1:30pm – 2:30pm EST
Session 2: Thursday, March 14, 2019
Time: 8:30pm – 9:30pm EST
Sign Up

APRIL — Understanding Credit

Credit: Many want it but how do you get it? This session covers all aspects of becoming an educated credit
consumer, including how lenders evaluate for credit approval, factors that impact credit qualification, how credit
scoring works, and ways money management today impacts credit standing tomorrow.

Session 1: Tuesday, April 9, 2019
Time: 1:30pm – 2:30pm EST
Session 2: Thursday, April 18, 2019
Time: 8:30pm – 9:30pm EST
Sign Up