Small Business Loans

Are you getting the attention you deserve from your bank? For nearly ten years, Century Heritage has been helping small businesses in our area succeed with local, personalized service designed to help your business and our community prosper. We offer many types of business loans to meet your financial needs:

Real Estate Financing

Loans to purchase new property or land, refinance an existing mortgage to lower your payment or interest rate, or to get cash from the equity in your property for any business purpose.

  • Terms up to 15 years with amortization up to 30 years
  • Competitive variable or fixed interest rates
  • Borrow up to 80% of the value of your property
  • No annual fees on fixed rate loans
  • No pre-payment penalty
  • Loans for  investment property also available

Term Loans

If you need a flexible way to get secured or unsecured business loan funding, this loan will give you access to convenient financing with a fixed payment at a fixed interest rate

  • Terms up to 15 years
  • Competitive variable or fixed interest rates
  • Secured or Unsecured loans
  • Collateral can be vehicles, equipment, inventory, receivables, furniture, fixtures, etc.
  • Loan-to-Value determined by the type of collateral
  • No annual fees
  • No pre-payment penalty

Revolving Line of Credit

A credit limit is set which allows you to borrow against the credit line without reapplying each time, giving you access to your credit line for short-term borrowing needs including cash flow.

  • Unsecured or Secured by collateral such as inventory or real estate
  • Variable interest rate set to the prime rate
  • Payments are typically interest only
  • Principal can be paid back at any time
  • Credit line subject to annual renewal

Call Jeff Moore at 1-866-354-7151 , option #1, ext # 52505 for more information.

All loans are subject to credit approval.