Mastercard® Credit Card

Everyday shopping is easy with your Century Heritage credit card.

Click here to read the Mastercard Platinum Application and Solicitation Disclosure.

View Rates >> Apply Online >> Balance Transfer >>

Subject to credit approval.

Card Controls & Alerts

Use your mobile device to take control of your Mastercard® credit card!

  • Stay up-to-date on all your card activity with Transaction Alerts on your mobile device.
  • Temporarily Lock Your Card to prevent new transactions with the press of a button.
  • Report a Lost or Stolen Card at any time, from anywhere, with CHFCU Mobile.

 Learn More About CHFCU Mobile >> See the FAQ >>

Safe and Secure with
Mastercard® ID Theft Protection™

With your Century Heritage Mastercard, you get premier protection for your account: Mastercard® ID Theft Protection™. This exclusive service is provided at no additional charge to you!

You can confidently make purchases with your Century Heritage Mastercard Credit and Debit Card, secure in the knowledge that you’re protected by one of the industry’s leading security programs – exclusively from Mastercard!

The Mastercard® ID Theft Protection™ program:

  • Monitors your credit file for changes that could indicate fraud, such as new credit inquiries, an address change or a new account opened in your name.1
  • Sends alert notifications whenever suspicious activity is detected so that you can take immediate action to minimize potential damage. The tool monitors suspicious activity related to the personal information you choose to track such as your name, address, email address, social security number, date of birth, debit/credit card numbers, or other sensitive data.1
  • Provides ID Theft Resolution, with white glove service, that assigns a resolution specialist to you when you require assistance resolving issues related to identity theft.1

Activate your ID Theft Protection benefits now.


Did you know that 14.4 million people were victims of identity fraud in the U.S. in 2018?*

With Mastercard® ID Theft Protection™ Certified identity theft resolution specialists are available 24/7 to help protect you. Plus, you can monitor your identity risk level from the easy-to-use online platform.

Activate now to enjoy your benefits included with your Century Heritage Mastercard for no additional charge.2


Take control of your Century Heritage Mastercard with Card Controls in the Mobile App. Learn More Here.

Don’t have a Century Heritage Mastercard? Explore the Benefits

1Cardholders will need to register for ID Theft Protection. Cardholders who enrolled prior to July 1, 2019, will have to re-enroll with Generali Global Assistance, Inc. at the link provided in the enrolled cardholder notices. Certain terms, conditions and exclusion apply. Please see your Guide to Benefits for details or call 1-800-MASTERCARD. Mastercard, World Mastercard and World Elite Mastercard are registered trademarks, and Mastercard ID Theft Protection and the circles design are trademarks of Mastercard International Incorporated. ©2019 Mastercard. All rights reserved. *2019 Identity Fraud Study: Fraudsters Seek New Targets and Victims Bear the Brunt

2To bring you this benefit, Mastercard has partnered with Generali Global Assistance, Inc., an industry leader in identity protection and fraud detection. Valid for the Cinfed Mastercard® Platinum. Mastercard, the Mastercard Brand Mark and Priceless are registered trademarks and Mastercard ID Theft Protection and Priceless Cities are trademarks of Mastercard International Incorporated. ©2019 Mastercard 3Certain terms and conditions apply to ShopRunner membership.

ScoreCard Rewards

ScoreCard Rewards is a free program that rewards you for making everyday purchases with your Century Heritage Mastercard® credit card.  You’ll earn valuable points redeemable for brand-name merchandise, cash back, Mastercard statement credit, gift cards, or travel with every qualifying purchase you make with your CHFCU Mastercard credit card.

You will earn one (1) ScoreCard rewards point for every net dollar spent with your eligible credit card. Enrollment in the rewards program is automatic for all CHFCU MasterCard credit cardholders. There is no point expiration date and no point earnings cap. Cash advances, ATM transactions, and returns that were processed with your CHFCU credit card are not eligible.

Register CHFCU card(s) at to search our entire catalog, view your points, or check out the latest ScoreMore offers. Or if you want to quickly browse available merchandise without registering, you can do that at

For personalized service, call a service representative at the appropriate number listed below.

ScoreCard Reward Customer Service

1-800-854-0790     Mon.–Fri. 9 a.m.–11 p.m. (EST)

ScoreCard Reward Travel Services

1-800-842-3006     Mon.–Fri. 9 a.m.–9 p.m., Sat. & Sun, 9 a.m.–4:30 p.m. (EST)

Don’t have a Century Heritage Mastercard?  Apply Now

View Rates >> Apply Online >> Balance Transfer >>

Subject to credit approval.

Current Cardholders: To request a copy of your Mastercard agreement call 800-232-0087 or email us at >>. Please include your name, address, and daytime phone number in your request.