Mastercard® Credit Card

Everyday shopping is easy with your Century Heritage credit card.

  • No annual fees.
  • 25 day grace period on purchases.
  • Non-variable annual percentage rate.
  • Cash advances – same rate as purchases.

Click here to read the MasterCard Platinum Application and Solicitation Disclosure.

Card Controls & Alerts

Use your mobile device to take control of your Mastercard® credit card!

  • Stay up-to-date on all your card activity with Transaction Alerts on your mobile device.
  • Temporarily Lock Your Card to prevent new transactions with the press of a button.
  • Report a Lost or Stolen Card at any time, from anywhere, with CHFCU Mobile.

 Learn More About CHFCU Mobile >> See the FAQ >>

ScoreCard Rewards

ScoreCard Rewards is a free program that rewards you for making everyday purchases with your Century Heritage Mastercard® credit card.  You’ll earn valuable points redeemable for brand-name merchandise, cash back, Mastercard statement credit, gift cards, or travel with every qualifying purchase you make with your CHFCU Mastercard credit card.

You will earn one (1) ScoreCard rewards point for every net dollar spent with your eligible credit card. Enrollment in the rewards program is automatic for all CHFCU MasterCard credit cardholders. There is no point expiration date and no point earnings cap. Cash advances, ATM transactions, and returns that were processed with your CHFCU credit card are not eligible.

Register CHFCU card(s) at to search our entire catalog, view your points, or check out the latest ScoreMore offers. Or if you want to quickly browse available merchandise without registering, you can do that at

For personalized service, call a service representative at the appropriate number listed below.

ScoreCard Reward Customer Service

1-800-854-0790     Mon.–Fri. 9 a.m.–11 p.m. (EST)

ScoreCard Reward Travel Services

1-800-842-3006     Mon.–Fri. 9 a.m.–9 p.m., Sat. & Sun, 9 a.m.–4:30 p.m. (EST)

Don’t have a Century Heritage Mastercard?  Apply Now

View Rates >> Apply Online >> Balance Transfer >>

Subject to credit approval.

Current Cardholders: To request a copy of your Mastercard agreement call 800-232-0087 or email us at >>. Please include your name, address, and daytime phone number in your request.