Share Draft Account – Checking
Our checking account offers you easy access to your funds along with many other benefits.
- No minimum balance
- No monthly maintenance fee
- Unlimited check writing
- Free MasterCard® Debit Card
- eStatements (Electronic Statements) Provided through online banking only.
- It’s Me 247 Online Banking
- Electronic Bill Pay (Free with It’s Me 247 Enrollment)
- Mobile Apps and Browser
- Direct Deposit
- Overdraft protection from other Century Heritage accounts
- First 12 checks – free
- Online check re-ordering
- Surcharge Free ATM access – Click the Allpoint or CU$ buttons to find one near you.
MasterCard® EMV Chip Debit Card
Our MasterCard EMV Chip Debit Card provides you with a convenient way to pay for purchases or to withdraw cash from ATMs. Your purchases and withdrawals are automatically deducted from your checking account.
- Use your card at Century Heritage owned ATMs or at any surcharge free ATM location found through the buttons above.
- Use the card at an ATM to transfer funds from your savings account to your checking account.
- Use your card to pay for purchases wherever the MasterCard is accepted.
- Avoid making a trip to an ATM and a potential surcharge by requesting cash back when making a purchase at most merchant locations.
Direct Deposit / Go Direct
Save time and have instant access to your funds when you sign up for Direct Deposit. Have all or part of your pay automatically deposited into your credit union account. No holds, no waiting in lines – just convenient access! Our Routing Number (ABA) is 243380516.
Direct deposit is safer, easier and more convenient than getting a paper check in the mail. Yet despite the advantages, many people who rely on Social Security and Supplemental Security Income (SSI) still get checks.
The U.S. Department of the Treasury and the Federal Reserve Banks are sponsoring Go Direct >>, a campaign to motivate people who receive federal benefit checks to use direct deposit.
Take Complete Control of Your Card with the MobiMoneyTM Mobile App!
CHFCU now offers MobiMoneyTM free for our Debit and Credit cardholders! With transaction alerts, spending limits, and more, MobiMoney lets you manage your card anywhere, anytime, right from your smartphone!
- Transaction alerts – See purchases on your card as they happen!
- Turn your card on and off anytime with just a touch.
- Set budgets and spending limits.
- Place restrictions on when and where your card can be used.
Download the MobiMoneyTM Mobile App Today!