Kick The High Interest Habit
…And Get Back On Track For 2013!
When spending and overuse of department store and bank credit cards has your monthly budget in a tailspin, find the balance you need to get your finances back in line with help from Century Heritage FCU. By transferring your higher interest credit card balance(s) to a CHFCU Visa®, not only will you lower your monthly payment right away, you’ll pay no fees to do so.
Don’t Be Fooled By Low Introductory Rates
Many major credit cards with rock bottom introductory rates for balance transfers lure you in with zero-percent rates for several months. However, these companies often charge a fee to transfer the amount – sometimes up to 4% – then rates jump to anywhere from 12, 14, 16% APR*, or more. Miss a payment and penalty rates can soar to 29.99% APR. This is outrageous! Lower your interest rate once and for all and pay down your balance fast.
Balance Transfer Offer Puts $100 Into Your Checking Account!
For a limited time, we’ll deposit $100 into your CHFCU savings account when you transfer at least $2,500 from other credit card(s) to a CHFCU Visa.* Transfer what works for you: one balance transfer of $2,500 or more from one credit card or some smaller balances at different cards that total $2,500 or more. Apply For Your CHFCU Visa Today!
Stop by the credit union, call us at 412-650-2600, or apply online.
*APR = Annual Percentage Rate. Offer valid through 06/30/2013. Approvals subject to membership qualifications. APRs range from 8.50%-17.50% and are based on creditworthiness. $100 deposited to your CHFCU deposit account after membership approval, Visa approval and a transfer of at least $2,500 to the Visa. $100 deposit applies to the first transfer from a credit card and subsequent transfers from the same card do not qualify. Equal Opportunity Lender.
Our Offer Doesn’t Stop at Credit Cards…
Do you have one of the following loans at a bank?
- Home Equity
- Vehicle
- RV
- Motorcycle
- Personal Loan
To see if Century Heritage can lower your current loan rates and/or your monthly payments, stop by the credit union or view our rates online. Have a friend or family member who could benefit by refinancing an existing high interest loan? Be sure to let them know we’re here to help. They could receive $100, too!*
Apply online by clicking on the loan type above or you can also apply over the phone by calling 412-650-2600, or stop by the credit union to learn more.
*Refinancing offer available for eligible loans of $5,000 or more. All approvals are subject to underwriting guidelines. New financing only. Contact CHFCU for complete disclosure information and details. Equal Opportunity Lender.